A question we get asked a lot at the Aspire Gorup is “Why would I want to use a Mortgage Broker?”

Here’s 10 reasons why

1- A broker has experience and good relationships with a whole range of lenders

2- A broker removes the stress and hassle out of doing a lot of research and shopping around yourself

3- A broker knows exactly what a Lender is looking for in an application, so they are able to present your application in such a way that it has a greater chance of being approved.

4- A broker is able to explain the pitfalls of all the lending products

5- A broker is able to show you tricks that will save you money over the long term.

6- A broker is able to be your personal home loan manager for the life of your loan, ensuring a smooth settlement and ongoing management of your loan

7- A broker is able to offer you unbiased and impartial professional advice on how to structure your loan – in your best interest not the lenders.

8- A broker can help manage the transaction so that the stress of buying your first home is minimised.

9- Using a broker doesn’t cost you anything, we are paid by the lender, when you move into your new home!

10- Would you go to the IRD to ask about your tax liability? Or would you visit an Accountant?

So why don’t you email me at luke@aspirebrokers.co.nz and I can help you with your  Mortgage application!