Posted by admin onSunday, July 18th, 2010, No Comments »
1) Use you pay day to your best advantage!
Get your salary direct credited to your line of credit; (get a line of credit if you dont have one equivilent to a months salary);
2) Fially use your Credit Card to benefit you!
Use your credit card for 45 days to get free ...
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Posted by admin onThursday, July 15th, 2010, No Comments »
A question we get asked a lot at the Aspire Gorup is "Why would I want to use a Mortgage Broker?"
Here's 10 reasons why
1- A broker has experience and good relationships with a whole range of lenders
2- A broker removes the stress and hassle out of doing a lot of research ...
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Posted by admin onTuesday, July 13th, 2010, No Comments »
Do you want to hit a home run with your Mortgage application? Here are 8 actions you can take that will help.
1 - Clean Bank Statements
In any mortgage application an applicant must provide at least 3 months worth of bank statements. These statements must be clean. Try and reduce the amount of ...
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Posted by admin onMonday, July 12th, 2010, No Comments »
From Mortgagerate.co.nz:
Falling funding costs have led to a round of cuts in fixed rates. In the BNZ Weekly Overview economist Tony Alexander says new borrowers or those floating should consider fixing, but there are many caveats which mean for many, floating will remain the preferred option.
Alexander says last week BNZ noted ...
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Posted by admin onSaturday, July 10th, 2010, 2 Comments »
I have noticed a fair amount of literature floating around extolling the virtues of property investment over every other investment out there.
Realestate.com.au has recently published this article. It explains why property investment is the only vehicle into which you should invest.
If your goals are to:
Retire richer?
Retire earlier?
Supplement your income?
Give up ...
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Posted by admin onThursday, July 8th, 2010, No Comments »
This is an interesting article from Businessdesk.co.nz. Westpac's Cheif Economist Brendan O'Donovan predicts that "Higher rents and lower house prices will tend to increase the rate of ownership" not bad news for first home buyers!!
Written by BusinessDesk
Friday, 02 July 2010
(BusinessDesk) - House prices will fall gently for the next two ...
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Posted by admin onWednesday, July 7th, 2010, 1 Comment »
A friend of mine asked me for some advice the other day. Her question was:
"Do you think we should go travelling, or settle down and buy a house?"
For New Zealander's it is pretty normal to do an "OE" (Overseas Experience). Usually this entails getting a two year work Visa in ...
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Posted by admin onMonday, July 5th, 2010, No Comments »
From the TV3 Website
A milestone for first home buyers and KiwiSaver
SUN, 04 JUL 2010 8:42P.M.
Opinion by Brian Dalley
The clock is ticking and my advice to those that qualify and have time on their side, take action now.
As I explained to a reporter yesterday, the housing market is flat and as ...
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Posted by admin onMonday, July 5th, 2010, No Comments »
First home buyers are bound to make mistakes, it is after all your first time! Here are 14 mistakes that you can avoid;
1. Don't borrow too much on today's situation and don't consider the possibility of tommorrow being worse! Remember it's not what you can borrow, its what you can ...
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Posted by admin onSaturday, July 3rd, 2010, No Comments »
I found this little nugget while trawling the web. Thanks to the Listener and Bruce Ansley
by Bruce Ansley
1. UNDERSTAND that you will probably not be in this house forever. It will influence every decision you make – when you buy, how much you spend, how much you do to the ...
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